Simple-Ways-to-Stop-Impulse-Spending-and-Save

Looking for ways to stop impulse spending and want to save more?

It happens when you visit the market to buy some vegetables and end up spending more money in the supermarket, or sudden urges to buy some things that you don’t need at that time while shopping, it’s called impulse spending.

When you buy things that you want more than you need them you are spending your money impulsively. Impulse spending can help to light up your mood but it can really affect your monthly budget and make you regret your purchase.

It’s natural to feel like I want to buy everything I like, but spending your money or not on something that is not important is all up to you. There are many ways that can help you stop impulse spending. Let’s take a look at the simple ways to stop impulse spending and save.

Fix Your Budget

One of the first things you need to do if you want to save your money is to budget. Budgeting is the key to your savings. Set your budget that how much money you need to spend on groceries, bills, and another spending.

If you write down or calculate your monthly expenses you come to know where you are spending more money so you can easily manage your spending. With a fixed budget, you will be able to reduce impulse shopping and focus on saving.

Shop With List

As we are talking about shopping do not go shopping without preparing a list. If you do not prepare a list you may take home some unnecessary items and forget to buy the necessary items. You can avoid this problem by preparing a list before shopping.

With the shopping list, you will be able to buy the things that you need. Always try to buy your essentials from local markets and shops rather than from malls.

Re-evaluate What You Have

Before buying clothes, cosmetics, or any other thing always check out your cupboards and drawers so if you already have the thing try to avoid buying a new one.

Let’s just take an example of lipstick or eyeshadow. No matter how many shades of lipsticks girls already have but they can’t resist buying new shades every time. This can cause a clash in their budget.

Re-evaluating your wardrobe can help you find the things you already have so you can minimize your overspending on unnecessary things.

Don’t Give Access Yourself To All Money

When you are going out shopping take the money that you are going to need for your shopping according to your shopping list. Do not carry your debit card or credit card every time you go shopping. When you do not have money how can you spend them?

Minimize the use of credit cards. As you get easy access to money the impulse spending increases. Also, make different savings account to save your money so can not get access to money more than your budget.

wait for shopping

Avoid Shopping With Friends

Choosing the right partner for your shopping is also an important factor. While going out shopping with more than three friends can cause you to impulse money spend. With friends, you end up buying unnecessary things just because your friends buying those things.

Shopping alone can be a great idea because when you shop alone you ask yourself if you really going to need the thing or not. If you can’t control your urge of buying new things you can go shopping with your best friend or parents.

Wait For Purchase

When it comes to buying the latest games, electronic appliances, fashion clothes, or new beauty products you must think twice before buying. Just simply wait to purchase the product for 5 to 10 days and even after that you think that product is essential then only buy it.

Before buying anything expensive ask yourself if you really need that product or if you just want to buy them. If you buy products just because you like them at that time, maybe after some time you will dislike the product or think like why I spend too much money on a product like this.

So better way to stop impulse spending is to wait and think about your budget before buying anything expensive.

Buy Things That You Can Return

While buying things online or offline always make sure that the product has a return policy minimum of 2 to 4 days. Because sometimes it happens that you like that product online or in-store but after returning home suddenly you just think that you don’t like it. So, if the product has a return policy it will be easy for you to return the product.

Also, when you buy anything online first you must check if the return policy is available or not. This can help you when you buy things impulsively without thinking of your budget.

Take Help Of Reviews

Reviews are the most important thing when it comes to shopping. Reviews can help you find out if the product is really going to work for you or not. Every seller claims that their products are the best but only reviews can help you find out the real pros and cons of the product.

online shopping

Look Forward For Discounts

If you are good at bargaining then you don’t need to search for any discount store, you already know how to buy things at a minimum price range. But if you are not good at bargaining you need to visit the discount stores or the better way is to shop online.

Yes, shopping online is better than visiting markets for shopping. Now you can buy everything online from groceries to trending fashions at your fingertips. You can also use coupons and discount offers to save more on your purchases.

There are many online shopping sites such as Amazon, Nykaa, Myntra, Croma, IGP, etc. that offer free online shopping coupons so that you can save more money on your shopping.

Whenever you are shopping whether it is online or offline always look forward to the discounts.

Avoid Shopping When Emotional

Most girls prefer shopping when they are sad or feeling low. Shopping can always help to enhance your mood. But this way you will lose all the money you intended to save.

When you are upset or angry go for a walk, meet your friends, or watch movies rather than shopping. This way you can save your money and can also cheer up your own mood. And if you want shopping and nothing else to feel better then visit markets and not shopping malls. Also, keep your budget in your mind and try to not overspend.

Challenge Yourself

If you intended to save money you need to challenge yourself. Use the waiting period rule. Suppose, you are an electronic freak and have the urge to buy newly launched electronic devices. We all know this can cost more than we think so waiting for some period may cause a price drop and you can save some of your money.

Another way is to apply not to spend challenge. Challenge yourself to not spend the money for some days or not to spend money on eating outside food for a week or two. This way you can save more money.

Remember Your Goals

Keeping a goal is an important factor when it comes to saving money. Always keep in mind what are the reason you are saving money for. This can encourage you towards saving more than spend money. You need to keep control of your heart and mind after all saving or spending all depends on you.

So, keep your goal in your mind and try to stop impulse spending using Effective Money Saving Tips.


These are some ways to stop impulse spending and help you save more money. We hope the list helped you know how to decrease impulse buying. Let us know of any other ways that you use to stop impulse spending in the comment section.